If you start saving today If you join your employer's retirement plan, this is the total amount of pension savings you could have in your account at your chosen retirement age.
£251,778
If you wait 3 years If you delay joining your employer's retirement plan, this is the total amount of pension savings you could have in retirement at your chosen retirement age.
£219,119
What you'll miss out on If you delay joining your employer's retirement plan, this is the amount of pension savings you could miss out on by the time you reach your chosen retirement age.
£32,658
Assumptions
The investment return and inflation behind these figures
Your pot grows by the investment return each year, compounded monthly.
Contributions go in monthly and stay at the same share of a salary that doesn't change.
Today's money takes off 2.5% inflation a year, to show what your pot would buy at today's prices.
These figures are estimates, not financial advice.
